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North American Secure Horizon Choice fixed index annuity suite

During market volatility, many Americans may feel unprepared or unsure if they are on track for retirement. Some could even be postponing plans to retire. Fortunately, a fixed index annuity (FIA) like North American Secure Horizon Choice may help grow and protect retirement savings.

Explore the benefits available with the Secure Horizon Choice FIA Suite:


What is a fixed index annuity?

A fixed index annuity (FIA) is a contract between you and an insurance company. An FIA offers several benefits including tax advantages and the opportunity to earn interest based on the changes of an underlying index. And because an FIA does not directly participate in any stock or equity investment, the money in your FIA (your initial principal plus any credited earnings) is protected from market risk.1

1 Although fixed index annuities guarantee no loss of premium due to market downturns, deductions from your Accumulation Value for additional benefit riders and Strategy Charges could exceed interest credited to the accumulation value, which would result in an overall reduction of premium.

Fixed index annuities are not a direct investment in the stock market. They are long term insurance products with guarantees backed by the issuing company. They provide the potential for interest to be credited based in part on the performance of specific indices, without the risk of loss of premium due to market downturns or fluctuation. Although fixed index annuities guarantee no loss of premium due to market downturns, deductions from your accumulation value for additional optional benefit riders or strategy fees or charges associated with allocations to enhanced crediting methods could exceed interest credited to the accumulation value, which would result in loss of premium. They may not be appropriate for all clients. Interest credits to a fixed index annuity will not mirror the actual performance of the relevant index.

Annexus and their affiliated agencies are independently contracted with North American Company for Life and Health Insurance.

North American Secure HorizonSM Choice is issued on base contract form NA1015A/ICC21-NA1015A or appropriate state variation including all applicable endorsements and riders by North American Company for Life and Health Insurance, West Des Moines, IA. This product, its features and riders may not be available in all states.

Sammons Financial® is the marketing name for Sammons® Financial Group, Inc.’s member companies, including North American Company for Life and Health Insurance®. Annuities and life insurance are issued by, and product guarantees are solely the responsibility of, North American Company for Life and Health Insurance.

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